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Other Motorized Vehicles (Toys)
Your Homeowner Policy Is Not EnoughSnowmobiles, All Terrain Vehicles (ATVs), Gators, Golf Carts, Motorized Bicycles, Trail Bikes - all of these types of vehicles need their own insurance policy. These vehicles are not licensed for use on public roads or water, but they rarely stay on your property.
Unless you have a special insurance policy for these "toys", damage to (or theft of) these vehicles will not normally be covered by any other insurance that you might have. Worse yet, when you drive a vehicle away from your home, you won't normally have any insurance protection for injury to others or damage to their property caused by the use of these "toys." We can help you get these vehicles insured and won't charge you an arm and a leg to do it!
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