Easily overlooked. More likely to be needed.Disability insurance could actually be more important than life insurance. The loss of income that a family can experience if the key wage earner becomes disabled can be devastating.
- You fall from a ladder while painting your home and, land on your tail bone sustaining a painful and debilitating back injury.
- While camping, a log is tossed on the fire and hot embers are splashed into your eyes causing serious damage.
- You are riding your bicycle, hit some loose gravel, and lose control.
There are many simple causes of serious injuries that can be temporary or permanent. Your health policy may pay for the medical costs, but it won't pay for the loss of income that results from your inability to work. A disability policy can be designed to protect you from such devastating outcomes. It may be one of the most important insurance policies you ever buy.
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